Buying a home is the biggest financial commitment that most of us will make in our lives so it’s highly advisable to protect your home and your family.
This provides your dependants with a lump sum that can help to repay the full loan, if you were to die during the period of cover.
Critical illness Cover
Many people who survive a critical illness cannot work again. If you die or are diagnosed with one of the critical illnesses covered by the policy and are eligible to claim, the lump sum paid out could help to repay the loan or support any other expenses, such as long-term care.
Income Protection Benefit provides a regular monthly benefit should you be unable to work due to incapacity caused by an illness or accident, resulting in loss of earnings. This means that you can have financial stability whilst you recover and return to work by way of an agreed level of monthly payments and after you return to work the policy won't end.
For protection insurance we offer products from a limited panel of providers.